Factoring that puts you in control
Running a trucking company isn’t just about moving loads. It’s also about managing cash flow, staying competitive, and having the freedom to run things your way. Denim’s Factoring gives you that flexibility, providing access to working capital on your terms and at costs you control.
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Get the capital you need, exactly when you need it
Maintain full control over your finances
- No hidden fees, just straightforward costs for the capital you’re using at any given time.
- Enjoy the flexibility of a credit line, without having to deal with the bank.
- Choose factoring rates that work best for you, with no added surprises along the way.
Get paid fast, anytime you need it
- Get paid within minutes of invoice approval with Express Factoring.
- Say goodbye to cut off times and ACH delays — funds are available when you need them.
- Improve contractor happiness by paying them faster than before.
Balance growth with credit management
- Work with a broader range of clients while managing risk at a level that’s right for you.
- Denim’s recourse factoring provides unmatched flexibility, unlike the strict limitations of non-recourse factors.
- Take on new clients with confidence.
No surprise fees — just a straightforward way to access funds that works for you.
See how much you can save in real-time with our interactive Flexible Factoring calculator
Use the calculator below to pick the payments you want to factor. You can also choose a later payment date and see how much that lowers your factoring rate.
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10%
1
90
0
30
Flexible Factoring Will Save You
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/year
Your Blended Factoring Rate
$00
Your Flex Factoring Rate
$00
Carrier Flex Factoring Rate
$00
Full Price Fee (at Base Rates)
$00
Your Fee after Delay Discounts
$00
Carrier Fee after Delay Discounts
$00
Denim is more than just factoring
Factor only the loads you need
Selective Factoring
Factor only the loads you want to keep things flexible and tailored to your business needs.
Adjust your payment terms to save on factoring rates
Flexible Factoring
Save more money with flexible rates that fit your schedule. Delay payment dates for yourself and your contractors to lower fees. The sooner your shipper pays, the more you save. Flexible factoring helps make every dollar go further.
Access money in minutes without stressing about bank hours or ACH limits
Express Factoring
Get paid immediately, without waiting for cutoff times. With Express Factoring, funds are transferred within minutes of invoice approval, giving you access to cash fast anytime you need it
Factor only the loads you need
Selective Factoring
Factor only the loads you want to keep things flexible and tailored to your business needs.
Adjust your payment terms to save on factoring rates
Flexible Factoring
Save more money with flexible rates that fit your schedule. Delay payment dates for yourself and your contractors to lower fees. The sooner your shipper pays, the more you save. Flexible factoring helps make every dollar go further.
Access money in minutes without stressing about bank hours or ACH limits
Express Factoring
Get paid immediately, without waiting for cutoff times. With Express Factoring, funds are transferred within minutes of invoice approval, giving you access to cash fast anytime you need it
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Denim is more than just factoring
Want to go further than factoring? Check out our other products, Payments and Collections and Back-Office Operations.
Payment processing
Payments and Collections
Denim simplifies payments and collections with automation, real-time visibility, and faster access to capital.
Upload invoice
Back-Office Operations
Streamline back-office tasks with Denim’s automation and insights, freeing up time to focus on growth.
Customer spotlight
Freight broker cuts factoring expenses by 18%
Yeti Logistics needed a factoring solution that was easy to use and provided flexibility to continue scaling their business. With Denim's freight factoring, they now save nearly $20,000 annually on factoring fees. "Based on our factoring expenses from last year, using Denim will lead to an 18% reduction in costs,” says Yeti Logistics co-founder James Dockery-Jackson.
20,000+
Saved Annually on Factoring Fees
18%
Reduction in factoring Costs
Ready to get started?
See how factoring can put you in control of your business
Integrations to build your perfect freight tech stack
Denim integrates with your freight tech stack so you can reduce manual errors while increasing payment, collection, and communication speed.
Technology is not a strategy. Technology is a force multiplier.
James Dockery-Jackson, Vice President of Strategic Partnerships
There’s a genuine peace of mind with Denim as our partner. It takes the worry out of many things.
River City Logistics
The factoring fees go further than just a 'funding expense.' They're an investment covering auditing our paperwork from the start, handling customer collections, and managing payment processes.
River City Logistics
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