Keep your fleet on the road & scale with Denim’s factoring for trucking companies

Stay focused on growth while Denim handles the rest—back-office support, same-day payments, and dedicate account managers at a rate you control.

$2 Billion+
Payments processed
75%
Reduction in manual tasks
4.4 Rating
TrustPilot with over 100 reviews

Trusted by trucking companies like you

Managing a fleet is a daily grind and we're here to lighten the load.

Scaling a fleet comes with its challenges—endless paperwork, constant maintenance, keeping drivers happy, and more.

The list never ends, but what if you had a partner to make it easier?

What makes Denim the right fit for you

We’ve reimagined factoring for trucking companies—no more one-size-fits-all terms. Our solutions are designed to take the tedious tasks off your plate, boost your cash flow, and provide personalized support to help you grow.

Flexible rates, discounts you control
Factor only the invoices that make sense for you.
Speed up payments when you need cash faster
Cut your rate by up to 50% by delaying advances.
Working with fast-paying shippers? Get a discounted rate for those quick payments.
Credit checks
Just submit new broker or shipper info through Denim’s portal for approval.
We’ll run a thorough credit check for any red flags or double brokers.
Get a decision letter from us the same day.
If a broker or shipper is denied, we’ll explain why and collaborate with you to find a solution.
Automated invoicing
Submit the required documentation and load details through our Denim portal or TMS integration.
Leverage Denim’s AI-powered audit to ensure load details match the documentation.
We’ll generate a co-branded invoice and send it directly to your customer.
Simplified document management
Share your unique document inbox with drivers for seamless submissions.
Quickly assign documents to Draft jobs for fast review.
Contractors can upload documents through a secure link—no sign-in or app required.
Professional collections, no surprises
Denim sends a one-time introductory email to your customer to notify them that you are working with a new vendor.
Receive the majority of your advance within one to two business days, or opt for Express Factoring for even faster payouts.
Our team tracks payments and releases the remaining funds as soon as they’re collected.
Stay informed with real-time notifications on aging invoices through Denim’s portal.
Fuel savings
Enjoy discounts of up to 84 cents per gallon, with an average of 50 cents per gallon at stations like TA, Petro, TA Express, and more.
Boost your credit with monthly repayment reports to Experian.
Easily pay off your card using Denim cash, right from your dashboard.

Trusted by trucking companies

Denim goes far beyond just factoring for trucking companies. We offer a technology-enabled finance solution for growing your fleet.

Save up to 84¢

on fuel with Denim’s Carrier Card

Same day

Payments

3X

Increase in efficiency

Denim is unlike the rest —here’s why

We’re not your traditional factoring company - we’re your partner in success. With flexible factoring options and tools to streamline your back-office, we make it easier to keep your trucks on the road while boosting efficiency and profits. And with transparent pricing—no hidden fees—you can trust that we’ve got your back every step of the way.

Here’s what other trucking companies have to say

We’re proud to have helped hundreds of brokers and fleet owners streamline their businesses. Here’s what they have to say.

Mike Russell, founder of Key Cartage, sought a modern tech stack and flexible cash flow support for his fleet. With Denim, he got both. Denim provides Key Cartage with financial stability, flexible factoring, and fast credit checks. All of these elements have helped the fleet grow.

River City Logistics wanted to scale smartly and sustainably, which meant that they didn’t want to add headcount too soon. But, they also needed a solution to handle increased invoice volume. With Denim, they avoided hiring 1-2 more admin staff and provided their current team with the support they needed to handle back office tasks. They were then able to put more resources into sales and customer service so they could grow their brokerage.

FreightZap wanted to stay independent and not take on outside funding, but their payment terms with carriers and shippers put pressure on their cash flow. After they started factoring with Denim, they were able to maintain positive cash flow and stay independent. They could now pay carriers quickly and continue investing in their business.

Without a factoring solution, Peregrine was struggling to keep up with carrier payments and weren’t able to uphold their commitment of paying carriers quickly. With Denim, they were able to implement next-day payments with QuickPay. As a result, they maintained all their carrier relationships and received an A rating on TruckStop for their low days-to-pay.

Ready to get started?

Join hundreds of satisfied customers and see how Denim can make a difference for your business.

FAQs

How is Denim’s factoring for trucking companies different from other providers?
How fast can I get paid using Denim’s factoring services?
Will Denim take over my relationships with brokers and shippers?
Are there any hidden fees with Denim?
How does Denim’s fuel card program work?
What kind of support does Denim provide?
Can Denim integrate with my current systems?